Weekly Writer Challenge 3 SUBMIT!!!

In case you missed them, check out Weekly Writer Challenge #1 and Weekly Writer Challenge #2. You can still catch up to us!

AND dont forget ... all this is free! Lots of other writers charge beaucoup bucks and call it a CLASS, but folks, I have no class, so this little situation here is FREE! Lets hold each other accountable and make some dang money writing for magazines, increasing our experience and pay as we go!

As with the last challenge, please share this with any bloggers (= aspiring writers) or writers you know so they can participate. I have lately been seeing many writers making one red cent per word to write all day long to pull down the bucks, and I want so badly to pull them out of that situation and let them know their work is worth so much more than that, even if it DOES take weeks to get paid sometimes! (By the way, I just wrote for one red cent per word this last week and it was not my thing. Blog post to come, but I make more proofing docs on Fiverr.com.)

Again, you have until Sunday to do this second challenge, then more challenges will come out on Mondays and you will have 7 days to complete them and report back here! Even if you didnt do it or only half-assed it, let me know, because chances are I might not always be rockin the challenge, either.

You dont have to sign up, just check in somewhere in the comments section if you would!

At the very least, we can offer support to each other. Dont forget there is also a Facebook fan page for this site where we can interact and you can always email me at thekerrieshow at yahoo dot com, and when it comes time to start submitting, you have to have the resource Im using so we can be Submission Twins.

So, here you go:

CHALLENGE #3 is to finish up the article youve been working on this past week and ... SUBMIT IT. If you need help, just write me (see above). And do not freak out!

The instructions and all the email addresses are in the ebook. You can click on "you have to have the resource Im using" above or [shhhhh] you can save a ton by going here. This will save you 50% and get you started.

You send 5 bucks (I only get 4), and I email you the 2012 version. Yes, there are some changes that are going into the 2013 version, so if you have emails that bounce back, Im on top of it in the newer version. AND the 2013 version will be ready later this week and all you have to do (if you decide this niche is for you), is go back to Fiverr and order another gig for $5. So you get both versions for only $10 when ONE usually goes for $19.85.

No, Im not a snake oil saleswoman. Im a straight shooter, very honest and want you to succeed. Thats why Im selling my ebook for super cheap and working on the 5th edition right now!

Challenge #4 spoiler alert: dont sit around checking your email all day for acceptances to your ONE article you just sent, like youre waiting for a guy to call. Next challenge we will discuss the Art of the Query!

Read more

Download Internet Download Manager IDM v6 12 10 3 Full Crack with Key

Internet Download Manager (IDM) v6.12.10.3 Full Crack with Key

Internet Download Manager (IDM) is the worlds best download manager which you all well known and there and many versions of IDM like IDM v6.12.10.3 is a download manager which is used to download your files and all application which are based on net.Internet Download Manager (IDM) v6.12.10.3 has advance features which are used to Fixed compatibility problems with all browsers. Internet Download Manager (IDM) v6.12.10.3 is a tool to increase download speeds by up to 5 times and also has capability to increase resume and schedule downloads. Internet Download Manager (IDM) v6.12.10.3 with crack and serial key has ability to support proxy servers and all MP3 audio,MPEG video content processing. As Internet Download Manager (IDM) v6.12.10.3 is a latest version although many registered version has already been updated like;

Internet Download Manager (IDM) 7.1 Free

Internet Download Manager (IDM) 6.18 Free

How to Register Internet Download Manager (IDM)?

1. Install the set up
2. Close the program from icon
3. Copy crack set up from crack folder and then past that set up in default     directory where you have installed it already.
4. Run application
5. Done and Enjoy.

Download

Read more

3 Getting Started – Financing and Credit for the Owner Operator

 


2001 K Whopper (Kenworth)

 Becoming An Owner Operator

3) Getting Started - Financing and Credit

See my other posts:

A Holiday Wish

The Way it Was - A Short History of Trucking

Pro and Cons of Being an Owner Operator

FAQ for the Owner Operator
Pictures
Anti-Idling Regulations
Definitions and Industry Terms
Blackrock Auxiliary Power Unit (APU)
Interactive Cost per Mile (CPM) Calculator Spreadsheet
Privacy Policy
1) Owner Operator 411 – Welcome
2) Income and Expenses
4) Operating Authority or Leasing?
5) Equipment
6) How To Do Bookkeeping and Other Necessary Paperwork
7) What You Need to Know About Loadboards
8) Companies That Lease Beginning Owner Operators
9) What You Actually Need to Get Started - Licenses, Permits, Insurance, and Taxes
10) Truck Driving Schools

Now that you know how much money you can really earn, your next step, if you still think you want to be an owner operator, is to decide if you can afford it.

Do you want to be a truck driver, or a businessman? Most people think they can just buy a truck and roll, but there is a lot more to it than that. In the first place, a truck can cost anywhere from $30,000.00 for a used one to $150,000.00 for a new one.

You have to look a your complete financial picture and figure out if you can even afford to purchase a truck, much less all the expenses that go along with it.

First, you want your new business to be a money making enterprise, so you dont want to start out too much in debt. Your truck payments will run from $1,000.00 to $2,500.00 a month. As you can see, you will have to have a good credit history before you can even buy a truck.

Many banks and credit unions will want a written business plan when you try to get a loan. This will tell them how you think you will be able to pay back the money you borrow from them.

The first thing you need to do is check your credit report and Fico score before even applying for a loan. Everyone is entitled to an annual free credit report from each of the three credit bureaus: Equifax, TransUnion and Experian. Check with all three, as they do not provide the same information. If you find any mistakes, have them taken care of before you try to get a loan. Banks will look at your Fico score. The credit bureaus will let you buy your credit score. These are not the same thing, but a credit score should give you an indication of your FICO score (if one is high the other should be high, and vice versa.

Before you try to get a loan, you need to get your business license, so that you can get a business loan. I will write about setting up your business structure (sole proprietor, partnership, LLC, S corporation, or corporation) in a later post. I was going to do that in this post, but decided to wait because if you cant buy a truck, there isnt any reason to start a business, so we need to concentrate on financing before we start talking about ways to make money. In a way, it is just like the old saying, “You have to have money to make money.”

See: Types of Entities in Section 6) How to Do Bookkeeping and Other Necessary Paperwork for the Owner Operator - Permits and Taxes

When we bought our first truck, we paid $3,000.00 for it and the person we bought it from financed it for us. Boy! Are those days ever gone. Diesel was 34 cents a gallon, milk was 50 cents a gallon, and I walked 5 miles to work, uphill, both ways, in the snow, winter and summer.

Seriously, though, we went into debt to get our first truck, and so will you. In planning how much you need, dont forget all the other expenses. If you dont buy a brand new truck, you will probably have to put some maintenance into it before you can put it to work. If you are lucky enough to find a truck that really is ready to go on the road, you still arent out of the woods. On your very first trip, all kinds of bad things can happen, and you need to be prepared. You may blow a tire and have to replace it (cost about $250.00), or you may blow an engine (cost $10,000.00 and UP)

Not only do you have to have the money to pay for these things, you will have to have the money to live on while you are getting the repairs done. If you blew an engine, it can take a week or more to have it repaired or replaced. Dont forget that $1,000.00 to $2,500.00 truck payment. If you are down for a week, you still have that payment coming due (and other fixed expenses like owner operator insurance, taxes, and licenses) – and you are not only spending money for repairs, you are not making any money. The moral is, you need to have some extra money in the bank to fall back on.

Anyone can have breakdowns, anytime, for any reason. I knew a guy once who bought a brand new truck and he had to have the engine replaced 3 times in a year. Yes, it was under warranty, but as I said above, he still had payments coming due, and no income each time it was in the shop having the engine replaced.

Of course, he had a lemon, and it is unusual for something like that to happen, but it does go to show, you just never know. I would like to say the best way to not have a breakdown is preventive maintenance. I cant stress that enough. If you hear a whistle in the turbo, dont just sing along with it until it becomes a scream. Have it fixed at the very first chance you get. Believe me, it will pay off in the long run.

If you can get the financing, in a way now is a good time to buy a truck. Many truck drivers are selling their trucks because of the bad economy, and you may be able to find one cheaper than you could have a year or two ago. For some reason, though, truck prices havent dropped very much – but the freight has. 

As more and more companies are laying off workers and cutting back on production, they arent making as many goods, so they dont have as much to ship. You may be able to buy a truck, but you may not have anything to haul. Like almost everything else today, truck driving jobs (even owner operator trucking jobs) are hard to get.

Resources:

SCORE: www.score.org This is an excellent resource, and best of all, it is entirely free! They have mentors, online or in person to answer your questions and help you make business decisions. They have online workshops, including one titled, “Can you afford to start?” which will help you answer a lot of the questions raised in this post. If you are serious about starting your own business, dont skip this website.

SBA (Small Business Administration): www.SBA.gov/ They have information about all kinds of things to do with small businesses, as well as online training about how to start a business and how to write a business plan. They even give loans.

OOIDA (Owner Operator Independent Drivers Association): www.ooida.com They give out tons of advice, publish a magazine, make equipment loans, and sell owner operator insurance and truck insurance.

An accountant: They can do tax consultation as well as bookkeeping.

Your local bank or credit union: In addition to making loans, some have legal departments which can help you set up a LLC or corporation.

If you have a favorite resource, let us know and share it with others.

Next post: Operating Authority or Leasing?

Be sure to subscribe to this blog to get the latest and newest information.

I am sorry I have to do this, but due to spam "comments"  I feel I need to moderate comments from now on.

I am sorry for any inconvenience this may cause to my legitimate commenters.

Read more

30 Magazine Submissions in 30 Days June Days 1 3 30Submissions30Days

I am stagnating in my writing and it has to stop! Its summer and homeschooling is super light and there is no reason why I should not be sending out my evergreen reprints to family and parenting magazines and also getting a jump on fall by sending out articles for that season as well. I think you can do it, too, and Im going to be posting some helps this month!

So ... Im cheating a little bit here because I have a ton of reprints. I certainly cant write 30 NEW pieces in a month ... not with my busy summer schedule and 5 kids plus all their friends coming over and going places with us. I also am a Jamberry consultant and a Younique presenter and do proofreading and social media on the side.

If you are going to write brand new pieces, I might suggest you write maybe 3-5 new articles this month and call it good. Your challenge for yourself is up to you. I just noticed that I had articles that were rotting and had not been used in 4 years and it was time to dust them off and send them out again to the places who never wanted them before. Maybe they would want them now. Also, I would count it as 3 submissions if you, say, sent the same piece to 3 different larger publications like Huffington Post, Parents (a query) and ScaryMommy (they pay!). You dont have to stick exactly in my niche or to the pubs in my book.

The thing is, you never know. You are playing darts blindfolded when you submit sometimes. This month I was published TWO new places and I have been at this game for almost 10 years. Why did they never use any of my other zillion pieces before? I dont know. I know my system works, though, because I have worked with 150 magazines (parenting and family) and I know it can also work for you!

Here are the pieces I am submitting for the first 3 days of June to get caught up:

1. When Daddy Travels You Can Make It Work (only I offered it also as a rewrite with a non-sexist slant ... my husband travels a lot so I wrote it this way but I do realize there are mothers who travel for work or otherwise). (evergreen)
2. When Your Childs Pet Dies (evergreen). The first little girl who gave me a quote for this piece was 9 years old when I sent it out the first time and now she is 14. Wow. Talking about writer me falling down on the submitting job. This one was only ever published locally for FREE. So now Im sending it out to try to make some money.
   UPDATE: Sold once within 24 hours and Ill update you on the price when I find out.
3. The Good Grandparent Guide (September is Grandparents Day so this might fit in well some places)

Here are 3 tips/steps/helps for you:

1. Brainstorm some great ideas. Look around you and see what you like to write about, where there is a void in the magazines, etc.
2. Get the bones of those articles or essays down in documents that you save in a great online filing system.
3. Put out a call for backup quotes among your friends about the topic while you are letting your bones sit and before you do more research.

Check out Day 4 here, which will lead to the other days as I get them posted!

If you want to dust off your ideas and take the challenge with me sometime this summer, comment below and get my book here on Amazon as an ebook or as a print book. My book not only has all the markets you need with contact and pay information, but also embellishes on the tips Im going to be giving you this month to get you going. I recommend the print version (I make the same amount of money either way pretty much) because you are going to want to make notes, cross things out, highlight publications youve worked with, etc.

Lets do this! There is room for all of us to succeed!

Read more